Membership is built on trust, discretion and clear expectations.

“The Elite Circles”, “we”, “us” and “our” refer to the private membership community operated by the provider identified at the end of these terms. “You” means an applicant or member. “Membership” is the paid service; a “circle” is the private community.

The service may include a private community, introductions made with mutual permission, discussions, events, experiences and other benefits described for the membership you select. The precise programme, availability and format may develop over time. These terms apply to the public website, application process, membership and any private digital spaces or events we make available to members.

By submitting an application, using a member service or paying for a membership, you agree to the terms that apply to that action. Where terms are presented for acceptance before payment, you must accept them to proceed. If anything material changes, we will give notice where reasonably practicable.

Membership is intended for people seeking to participate mainly in a professional or business capacity. By applying, you confirm that you are at least 18, have authority to provide the information in your application, and are applying primarily for purposes connected with your trade, business, craft or profession.

You must provide accurate information about your identity, role, experience, interests, affiliations and the purpose for which you seek membership. Do not use another person’s identity, imply credentials or authority you do not hold, or omit information that would make what you have said misleading.

If you are legally a consumer in relation to a particular contract, nothing in these terms removes rights that the law gives you as a consumer. The business-purpose statement above does not determine your legal status where the law says otherwise.

Every application is considered personally. Payment reserves a place while we arrange a private conversation; payment alone does not confirm membership. We consider what you tell us, what you would like to achieve and whether membership is likely to be valuable for you and positive for the wider community. We may accept, decline or defer an application, and may set reasonable conditions for acceptance.

We do not carry out or commission background screening, identity or credential checks, reference checks, criminal-record searches, fact-checking or due diligence on applicants, members, businesses, products, services, offers or opportunities. We do not independently verify information supplied by an applicant or member and do not certify, endorse or warrant their identity, role, credentials, claims, conduct, financial position or suitability.

You are responsible for the accuracy and completeness of information you provide about yourself and for conducting whatever independent checks and due diligence you consider appropriate before relying on another member, an introduction, a statement, product, service or opportunity. We accept no responsibility for checks or due diligence that you undertake, omit or rely upon, subject always to liability that cannot lawfully be excluded.

If we receive a report or information suggesting a material misrepresentation or breach, we may consider it under the conduct and termination provisions. Considering a report to protect the community is not a background check, due diligence or verification exercise, and does not amount to a finding of criminal guilt. A material false statement or omission may be grounds to decline an application or end membership.

Membership is personal to the approved member. It cannot be transferred, shared, sublicensed or used to provide access to another person unless we agree in writing.

Membership fees, billing frequency and any applicable taxes are shown before payment. Paid memberships renew monthly until cancelled. Stripe or another named payment provider processes payment under its own terms. You authorise recurring charges at the amount and frequency shown at checkout until cancellation or termination.

Payment reserves a place. Membership is confirmed following a private conversation. If membership is not confirmed, the payment is returned in full. If you cancel, cancellation stops future renewals; unless the law or these terms require otherwise, the current paid period remains available until it ends and is not refunded solely because you choose not to use it.

If we end a confirmed membership for a reason other than your serious or repeated breach, we will return the unused part of the current paid period, calculated proportionately by days remaining. If we end membership for serious misconduct, fraud, material misrepresentation, unlawful conduct or a serious breach of these terms, we may end access immediately and will consider any refund in light of the reason, the service already provided and applicable law. We will not retain a payment where the law requires a refund.

Any statutory cancellation or cooling-off right that applies to your contract remains available. Where a right applies, the required information and method for exercising it will be provided before you are bound. Contact us promptly through the private enquiry form if you wish to cancel or query a payment.

If a payment fails, we may pause membership benefits while the payment issue is resolved. We will not charge a different amount or change the billing frequency without telling you before it takes effect.

Membership gives access to the services and opportunities described for the selected membership, subject to availability, suitability, mutual interest and these terms. It does not guarantee a particular introduction, event invitation, meeting, commercial opportunity, investment, return, personal outcome or level of activity.

Introductions are considered individually and made only where we judge there is a relevant basis and everyone concerned has agreed. Members remain free to decline an introduction or invitation. We may change the timing, format or location of an event, or cancel it where reasonably necessary.

Figures describing the wider introduction reach of the community are indicative reach, not a count of members, guaranteed access, or a promise that any particular person will be introduced.

Members must act honestly, lawfully and with professional integrity. Treat others with courtesy and respect. Respect personal boundaries, confidentiality, cultural differences and the distinction between social and business settings.

You must not harass, threaten, discriminate against, stalk, intimidate, defame or unlawfully target another person; use hate speech; share another person’s private information without permission; or bring the community, a member or an event into serious disrepute.

You must not misrepresent your identity, role, credentials, track record, authority, intentions or the nature or risks of an offer. You must not use membership to obtain confidential information, circumvent an agreed introduction, recruit members into a competing paid group, build a contact list, or divert members for an undisclosed commercial purpose.

Members must not use the community, its events or introductions to facilitate fraud, deception, unlawful activity, money laundering, sanctions evasion, exploitation, or conduct that creates a material risk of harm to a member or another person.

Member identities, contact details, conversations and introductions are private. Use information received through membership only for the purpose for which it was shared and in accordance with the person’s stated wishes. Do not copy, export, scrape, photograph, record, publish or disclose member information or private discussions without permission.

You must not harvest member details, use a directory or event to create a sales or prospecting list, or solicit members at scale. You must not use a privileged introduction or private community access to divert members to another membership organisation, paid group or commercial network. This does not restrict a genuine pre-existing relationship or a later connection made independently and without misuse of private member information.

Ask before making an introduction, sharing contact details or adding another person to a mailing list, group or event. Respect a refusal or request to stop contact.

No member may advertise, pitch, solicit investment, promote a product or service, distribute a sales presentation or invite another member to transact through the community without our prior written approval. This includes direct messages that exploit a member’s access or information gained through the circle.

Any approved presentation must clearly identify the person and business making it, the purpose of the communication, any financial interest, fee, commission or other benefit, material conflicts, relevant permissions, and the principal risks and terms. Approval to present is not a recommendation, endorsement, verification, due-diligence report or guarantee by us.

Members are responsible for ensuring their own communications comply with applicable law, including rules governing financial promotions and regulated activities. We may refuse, restrict or withdraw approval at any time. A member must not imply that The Elite Circles has approved an offer or investment unless we have expressly confirmed the precise wording in writing.

The Elite Circles does not provide financial, investment, legal, tax, accounting, medical or other regulated professional advice. A discussion, introduction, event or member opinion is not advice from us and must not be relied on as such.

Members make their own decisions and must conduct their own independent due diligence, seek appropriately qualified advice, verify claims and assess suitability before entering into a transaction or acting on an introduction. We do not investigate, warrant or guarantee every member, opportunity, product, service, investment, statement or document.

Any contract, investment, purchase, loan, partnership or other arrangement between members is solely between those members. We are not an agent, broker, adviser, guarantor or party to it and do not hold or transfer funds for member-to-member transactions.

You must keep private information learned through membership confidential and use it only for the purpose for which it was shared. You may disclose it only with permission, where necessary to obtain confidential professional advice, or where disclosure is required by law or a competent authority. Where lawful, tell us before making a compelled disclosure.

This obligation does not apply to information that is already public through no breach, was already lawfully known to you, or was independently developed without using confidential information. Confidentiality does not prevent a person from reporting suspected unlawful conduct to an appropriate authority or seeking legal advice.

Do not make public statements identifying a member or describing a private event without the relevant person’s permission and our written approval. This does not restrict lawful whistleblowing or rights that cannot be restricted by contract.

To protect members and maintain the standards of the circle, we may review reports, messages or material shared through spaces we operate, investigate suspected breaches, and take reasonable steps to prevent harm, unlawful promotion, fraud, harassment, discrimination, misuse of member information or other serious misconduct.

Any review will be limited to what is reasonably necessary for safety, integrity, service administration or legal compliance. Access to reviewed material is restricted to people who need it for that purpose. Our handling of personal information is described in the Privacy Notice. We do not promise that every conversation is monitored or that every breach will be identified.

Members should report a concern promptly through the private enquiry form. Do not use a community channel to circulate allegations or another person’s private information. We may preserve relevant material where reasonably needed to assess a report, protect a person or establish, exercise or defend legal claims.

We may make proportionate enquiries into a complaint or apparent breach. We may ask the people involved for relevant information and may restrict access, pause introductions or suspend a member while a credible risk is assessed. Immediate temporary action may be taken where reasonably necessary to protect a person, the community, evidence or an event.

Where appropriate and safe, we will tell the member the substance of the concern and give them a reasonable opportunity to respond. We may withhold information where disclosure would compromise another person’s safety or privacy, an investigation, a legal obligation or a confidential source. We may decide the appropriate response using the information reasonably available to us; we are not a court or investigator and do not determine criminal guilt.

Possible actions include guidance, a warning, conditions on participation, removal of content, suspension, cancellation of an event or introduction, or termination of membership. Serious or repeated misconduct, dishonesty, unsafe conduct, unlawful promotions, misuse of private information or conduct that creates material risk may justify immediate termination. We will communicate the decision privately and consider a request for internal review where reasonably practicable.

A person removed from membership has no automatic right to reinstatement, access to the community or a public explanation. This does not prevent that person from exercising legal rights.

Events may be hosted by us or by independent venues and partners. Members must follow reasonable safety, access, venue and conduct instructions. Participation is subject to availability and any event-specific terms, eligibility requirements or additional charges communicated in advance.

Unless stated otherwise, members arrange and pay for their own travel, accommodation and personal purchases. We are not responsible for the acts or omissions of an independent venue, host, supplier or other attendee, subject to liability that cannot lawfully be excluded. Tell us promptly about an access requirement or safety concern.

Photography, recording and publication at private events require appropriate permission. Do not record or publish another attendee or reveal the venue or guest list in a way that could compromise privacy or safety.

Each member is responsible for their own statements, representations, products, services, offers, decisions and dealings with another member. A member who makes a proposal must disclose material facts, risks, conflicts and interests and must obtain any required consent or regulatory permission. Members must not imply that we have checked or guaranteed their claims.

A member is responsible to an affected person for direct loss that the member causes through fraud, deliberate or reckless misrepresentation, unlawful promotion, deliberate concealment of a material conflict, misuse of confidential information or a material breach of these terms. To the extent permitted by law, the member must reimburse the provider for reasonable direct losses, liabilities and costs arising from that member’s breach, unlawful conduct or claim that the member’s content infringes another person’s rights. This does not make a member liable for loss caused by another person or remove any legal test of causation, proof or mitigation.

A member directly affected by a breach of the member-to-member obligations in this section may enforce those obligations under the Contracts (Rights of Third Parties) Act 1999. No other person may enforce these terms under that Act. The parties to these terms may vary or end them without another member’s consent, but not so as to remove a right that has already accrued to a directly affected member without that member’s consent.

We are not a party to member-to-member dealings and do not guarantee that a member will meet an obligation or be able to pay a claim. Nothing in this section limits rights or liabilities that cannot lawfully be limited.

You retain ownership of material you create. You give us permission to use material you submit only as reasonably necessary to assess your application, provide the membership service, operate private spaces and promote the circle where you have separately approved the relevant use. We will not publicly identify you as a member or use your image or testimonial without permission.

You must have the rights and permissions needed to share material. Do not upload unlawful, confidential, misleading or infringing material. We may remove material that reasonably appears to breach these terms or create risk. Our name, design, website and original materials remain ours or our licensors’ property.

We will take reasonable care in providing the service, but cannot promise uninterrupted availability, a particular event schedule or that every feature will always be available. We may update or suspend a feature for security, operational, legal or quality reasons.

We may make reasonable changes to these terms or membership services. If a change materially reduces a paid member’s existing benefits or increases their obligations, we will give reasonable advance notice where practicable. If you do not accept a material change, you may cancel before it takes effect; applicable statutory rights remain unaffected.

You may cancel a recurring membership through the method provided at checkout or by contacting us privately. Cancellation takes effect for future renewals; the current paid period and any applicable statutory cancellation rights are addressed in section 4.

We may suspend or end membership as described in section 12, if payment remains overdue after reasonable notice, or if we discontinue the relevant service. Where we end a membership because we discontinue it and you have paid in advance, we will return the unused part of the paid period. On termination, your permission to access private member spaces ends and you must stop using member information and return or delete confidential materials when reasonably requested, except where retention is required by law.

Terms which by their nature should continue after membership ends, including confidentiality, member information, intellectual property, liability and dispute provisions, continue to apply.

Nothing in these terms excludes or limits liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot lawfully be excluded or limited. Nothing removes mandatory consumer rights where they apply.

Subject to the paragraph above, we are responsible only for loss that is a reasonably foreseeable result of our breach of these terms or failure to use reasonable care. We are not responsible for loss caused by a member, an independent provider, a decision you make, or information or an opportunity supplied by another person. We are not responsible for indirect or consequential loss, loss of profit, business, opportunity, goodwill or anticipated savings, except where the law does not permit that exclusion.

Subject to liabilities that cannot lawfully be capped, our total liability arising from a membership in any rolling 12-month period will not exceed the membership fees you paid to us in that period. This cap does not limit a member’s own liability to another member under section 14. We do not exclude responsibility for our own deliberate wrongdoing or any duty that the law requires us to perform.

These limits are intended to be fair and proportionate for a private membership service. If a court finds a particular limit unenforceable, it will be read down or severed only to the minimum extent necessary, and the remaining terms continue.

These terms and any dispute arising from them are governed by the law of England and Wales. The courts of England and Wales have jurisdiction, except where mandatory law gives you the right to bring a claim elsewhere.

If a provision is unenforceable, the remaining provisions continue. A delay in enforcing a right does not waive it. You may not transfer your membership or rights without our written consent. We may transfer the service and these terms as part of a genuine business reorganisation or transfer, provided this does not materially reduce your legal protections.

These terms, the Privacy Notice and the information presented before payment form the agreement about membership. If there is a conflict, mandatory law prevails, then any specific terms shown for your membership at checkout, then these terms. We will communicate with you using the contact details you provide.

The service is provided by Roger Morgan, trading as The Elite Circles. Service address: Crown Lodge, 12 Elystan Street, London SW3 3PP, United Kingdom.

For enquiries, cancellations, complaints or requests about these terms, use the private enquiry form on our website and select the relevant subject. Please do not include passwords, payment card details or unnecessary sensitive information.

Last updated: 2 October 2026.